Investing For Your Future

Friday, February 23, 2018

So who else is ready to retire??! Wellll for most of us reading this our retirement is still several years away. Even though you may not be ready to pack up your bags and head to the nearest island.. who says you can't start investing for that day NOW?

This year one of my goals was to become more financially free. What does that even really mean? Everyone in this world has debt. It is nearly impossible to be a normal human and have ZERO debt. Even people who make millions a year still have debt. Being financially free means that you have the nest egg to rely on in case something happens to your job or within your family that would cause more financial stress. 

I'll be the first to admit it..  I have NEVER been very good at saving money or stashing something back for a rainy day. I truly wanted to change that this year so I started doing lots of research on how I can save without constantly seeing the funds. 

A couple weeks ago I found the app... Acorns. I was very skeptical at first cause I assumed there had to be some kind of trick about investing your money. Like, you don't get to withdrawal whenever you want or they take a chunk when you do. However, I found out shortly that this was not the case at all. I've now been using Acorns for 22 days and have already seen a good little chunk of change add up. 

So how does Acorns actually work?? Well I've took screenshots of the app to help better explain what you'd be getting into if you chose to invest with Acorns. 

Okay, but who else hates signing their name on electronic pads??? It looks like I'm 5 years old. Anyways, I downloaded Acorns in Jan and was still a little unsure of using it so I didn't immediately start investing. 

These are all the ways you can invest. The true way that Acorns works is by round-ups. Round-ups can come from Walmart purchases, Starbucks and basically any transaction you swipe your card for. For example. If you swipe your card at Walmart for $10.50 then Acorns will automatically round up to $11.00 and invest the spare change. Besides round-ups, you can do one time investments and recurring investments. As you can tell on my account, I have set up a $5 monthly investment. I eventually will increase that amount but I just wanted to get a feel for the app before diving head first. 

At any point you can chose to withdraw your funds and have them deposited into your linked bank account. Normally this process takes 3-6 business days to complete. The whole goal of this app though is to let your investment grow and not dip into it as often as you might in a normal savings account. 

Last but not least... Found Money is a really cool concept to me because you can earn money by simply spending money. So it's basically a win-win, right?! Acorns is partnered with several merchants who will invest a little into your future just by shopping with them. 

I am truly impressed with the entire idea and concept of Acorns. Now keep in mind that I've only been actively using the app for 22 days and currently only have a small recurring investment set up..... I've already racked up $67.00! That may not be a lot to some people but for someone that doesn't save very well, this is a great growth for me. I am looking forward to see where I am in another 22 days. If you have questions please feel free to send me a message or leave comments! 

Happy Friday everyone! 

Last Minute Valentine's Gifts

Saturday, February 10, 2018

There are some of us in life that wait until the last minute for everything. Sadly, I am one of those people. I'm normally pretty good when it comes to Valentine's Day but this year I just have so much going on that it is going to be impossible to shop for a gift. Thanks to Amazon Prime I still have time to get a gift here before that special day. 

I've got some great gift ideas for yourself, your friend or your significant other <3

Here's a few random things I've saved to my list on Amazon. I can always count on Amazon to fund weird, funny gifts. All of these items would arrive by the 13th if ordered today. I plan on having a very low-key V-Day this year since we're moving but I am still excited for it! 

Life Update

Monday, February 5, 2018

There are several new people here and I thought it'd be the perfect time to do a little life update and small introduction to the girl behind the blog. 

Honestly, I have been blogging on and off for a couple years now. When I first started I mainly did it in hopes to become rich... L O L. Truth be told, I had no idea what I was doing at the time. My blog ended up becoming a creative outlet for my thoughts and feelings. Life sometimes gets super crazy and my regular blogging became pretty irregular. I ended up deciding to close down my first blog and begin this brand new journey. I promised myself that I would stay true and genuine and only share content that I connected with. 

So, for those that don't know me... I am Chelsea. I'm married to my high school sweetheart and a mom to a crazy, loving pug. I've got a thing for pictures and traveling. My heart literally aches for adventures. I try to look at the bright side of things but just like everyone else I have my bad days. My main focus this year is to become more mentally and physically fit. I also want to create a lot of awesome content this year. Staying true to who I am is really what I am focused on this year. 

There is some exciting news I want to share!!! Don't get too excited, I am not NOT pregnant. However, we will be moving in just TWO weeks! We have such a unique living situation and one day I will elaborate more on that.. but for now, I am super excited to finally be in a HOUSE!

With the big moving coming up, I may be a little absent here and on social media. I have a lot of stuff to pack up and in between working and managing my home life.. I will be a MESS. Stay tuned though for updates along the way. If I can make it through this week then I am golden. 

Happy Monday everyone! 

Say Hello To My Little Friend

Saturday, February 3, 2018

If you know anything about me then you know I am obsessed with my sweet, furry friend.. Franklin. Franklin came into my life a couple years ago and I never thought life could be so great. I'll be the first to admit that I definitely did not want a dog because of the responsibility. However, I would never, ever get take back my decision. 

To show you how awesome my life has been with Frank I decided to show you LOTS of photos from the time we welcomed Frankie to the family up until our most recent fun times. 

I also wanted to share a few dog tips and tricks that have helped us along the way. Plus, I wanted to share a few awesome items that everyone needs for their sweet baby. 

There is no greater love than the love you have with your dog. I'm so grateful that we decided to bring this sweet baby into our lives. Frank is a stubborn, lovable, sometimes stinky ball of fun. He has brought so much joy into all of our lives. 

Chelsea Alyson © . Quinn Creatives .